X20 insurance?

Discussion in 'Fuji X10, X20, X30, XF1, and X-S1' started by fredhilger, Mar 13, 2013.

  1. fredhilger

    fredhilger FujiXspot Rookie

    13
    Feb 10, 2013
    Steinsel (Luxembourg)
    Hi everybody,

    as cameras these days are valuable objects, I asked my insurance what will happen when I break, loose or get my camera stolen. For my office (graphic design) I already have an insurance, but it will only cover my material IN the office. So now s I will probably order the X20 ( or win it in 2 days :yahoo:) I am wondering if it is worth taking the insurance.

    What do you think?

    best regards
    Fred
     
  2. Lightmancer

    Lightmancer Super Moderator Subscribing Member

    Feb 2, 2013
    Sunny Frimley
    Bill Palmer
    Hi Fred, this is always a good question. All my kit is covered under my home contents insurance; I check that my provider does not impose unreasonably low single-item limits. Why not start from there?

    Sent from another Galaxy
     
  3. tazmac

    tazmac FujiXspot Regular

    32
    Mar 6, 2013
    Don't live your life in fear! :)
    Everything is a mindset!
     
  4. mayamocha

    mayamocha New to FujiXspot

    6
    Feb 4, 2013
    Arlington, MA
    Julia Malik
    Hi Fred,
    I never take out additional insurance (except for smartphones where I have had to use this insurance) because I've never needed it and so the first time I need it I will still be out ahead. E.g., lets say over the past 10 years I've bought a computer or a microwave or a camera every year and I am offered an extended warrantee or other "insurance" policy for each purchase and lets say each policy costs an additional $100. So one item per year for ten years leads to 10 X $100 = $1000 which is $1000 that I haven't spent. Lets say something happens to one of those items. Mostly likely any one item was less than $1000 or would cost less than $1000 to replace so odds are I will still come out ahead.
    Anyway, my 2 cents.
    I haven't had any insurance on any of my cameras. The X10 has a been exceptionally robust in build as well.